Using PayID® for
DEFT payments
A fast and easy way to pay your bills
Introducing PayID
With PayID, you now have a faster way to pay your bills.
It works straight from your banking app or internet banking - no extra downloads or new logins needed.
How it works
Step 1
Log in to your banking app or internet banking to make a payment
Step 2
Select the option to pay by PayID
Step 3
Enter the unique PayID email* <DEFT Reference Number>@deft.com.au
* Provided by your biller and confirm that the name attached to the PayID matches your DEFT biller
The PayID will always follow this format: <Your DEFT reference number>@deft.com.au for example 12345678@deft.com.au
When a PayID is registered for a Short DRN, any leading zeros will automatically be omitted (e.g., DRN 000123456 becomes 123456@deft.com.au)
Why use PayID?
Simple
Convenient payments using your existing banking app or internet banking – no extra downloads or new logins needed
Fast
Payments made on business days will be instant1
Know who you’re paying
You’ll see your biller’s name so you know your payment is going to the right place. It will appear like this: DEFT*[your billers name]
Keep in mind
Paying for the first time?
Get your PayID. This will activate your PayID then you’ll be all set to pay.
Check PayID compatibility
Not all billers support PayID. Check with your biller for more information.
Do you bank with Macquarie?
Pay via PayID in Macquarie Online Banking or the Macquarie Mobile Banking app.
Visit our Help Centre for step-by-step instructions.
FAQs
A PayID is a piece of information such as a mobile number, email address, ABN, or Organisation Identifier, that’s linked to a bank account.
It's a fast and simple way to pay your bills issued through DEFT from your banking app or internet banking using the unique email PayID provided.
No, there are no fees charged by DEFT for making a PayID payment to your biller. You should check whether your bank charges fees for PayID payments.
Each bank set its own PayID limits. If you bank with Macquarie, check our limits here. Please refer to the DEFT PDS for limits.
PayID payments that are made on non-business days will settle the next business day. Some banks may hold PayID payments as part of their security measures. Check with your bank for more details.
Get your PayID. This will activate your PayID then you’ll be all set to pay.
When a PayID is registered for a Short DRN, any leading zeros will automatically be omitted (e.g., DRN 000123456 becomes 123456@deft.com.au)
You’ll be able to check on your banking app or internet banking if scheduled or recurring PayID payments are possible. Not all banks offer this capability. Macquarie customers can visit our Help Centre.
Your biller will provide you with a unique PayID to make your DEFT payments. If you get an error the first time you use this PayID, it may need to be activated first.
Get your PayID. This will activate your PayID then you’ll be all set to pay.
For billers
Learn more about PayID for DEFT payments.
Need help?
We're here to answer any questions you have about DEFT payments.
For billers
For any further queries, please get in touch with your Relationship Manager.
Additional information
1 PayID payments made on a non-business days will not be settled until the next business day. Some banks may apply a hold or delay on payments to complete fraud security checks.